Menu
CARNABY
  • HOME
    • VIP BOOKING
    • DELIVERY SERVICE
    • PRIVACY POLICY
  • Online Shop
  • FINANCE
    • FINANCE OPTIONS EXPLAINED
    • APPLY for Best Deal Finance
    • APPLY for Pre-Approval Finance
  • Scooters
    • Carnaby Specials
    • AJS
    • Keeway
    • Lambretta
    • Lexmoto
    • Royal Alloy
    • SYM
    • Used
  • Motorcycles
    • Benelli Bikes
    • Keeway Bikes
    • Lexmoto Bikes
    • Used
  • Electric Vehicles
    • Electric Range
  • Workshop
    • Workshop Prices
    • Workshop Booking
  • Contact
  • HOME
    • VIP BOOKING
    • DELIVERY SERVICE
    • PRIVACY POLICY
  • Online Shop
  • FINANCE
    • FINANCE OPTIONS EXPLAINED
    • APPLY for Best Deal Finance
    • APPLY for Pre-Approval Finance
  • Scooters
    • Carnaby Specials
    • AJS
    • Keeway
    • Lambretta
    • Lexmoto
    • Royal Alloy
    • SYM
    • Used
  • Motorcycles
    • Benelli Bikes
    • Keeway Bikes
    • Lexmoto Bikes
    • Used
  • Electric Vehicles
    • Electric Range
  • Workshop
    • Workshop Prices
    • Workshop Booking
  • Contact
Picture
Need finance for your new vehicle but have

​Bad Credit?
​

Our partnership with First Response, one of a small number of finance companies who are happy to supply bike finance to those who have struggled with bad or poor credit,  allows us to focus on customer satisfaction through the service we provide.

Complete and submit the form below and await a decision by Pre-Approval without further impacting your credit score.

If approved, a member of the Finance Team will contact your directly to finalise your finance package.
Picture
Picture
Picture
Fixed Criteria
Aged 21+
UK resident
Driving licence capacity of 125cc motorbike


Flexible Criteria
No deposit required
18 - 61 month terms*
£2,000 - £15,000 lend
CBT driving licenses considered

Credit Ratings Explained

POOR
​You have had frequent address changes & may not be on the electoral roll at your current address.

You have had a patchy employment history, possibly with periods of unemployment.

​You have a high level of indebtedness & make frequent credit applications.
You have defaults or county court judgements & have made late payments.
AVERAGE
​You have been a resident at your address (whether owned or rented) for at least 3 years and are on the electoral roll at that address.

You have a stable employment history & you're in current full time employment, or are long term self employed.

​You have a history of credit (mortgages, credit cards, loans etc) with very few missed payments.
You have made infrequent credit applications & have no defaults or county court judgements.
EXCELLENT​
You have been a resident at your address (whether owned or rented) for at least 3 years & you're on the electoral roll at that address.

You have been with the same employer (or self employed) for at least 3 years.
You have a long history of credit (mortgages, credit cards, loans, etc) with no missed payments.

​You have made infrequent credit applications & have no defaults or county court judgements.
If you have any questions concerning your finance application before or during
​the process do not hesitate to contact us. 

Once approved we will be in touch to finalise your order

Finance is provided by Motonovo Finance, One Central Square, Cardiff, CF10 1FS. This is not a commitment to lend, and applications are subject to an underwriting decision. By submitting this form, you agree to be sent an obligation free finance application which if completed will result in a credit check being carried out. 
​Should your Motonovo Finance Application be declined, by submitting this form you agree to your details being used for a secondary "soft check" finance application with First Response Finance.
PRIVACY POLICY
Picture
Picture
Showroom Hours
Tues - Sat: 10:00 - 17:00
Tel: 01635 864111

​what3words.com/gaps.bikes.wins
65-67 Bath Rd, Thatcham
Berkshire. RG18 3BD